Grants are available to provide standard amenities to a property for the first time, where the applicant has occupied the property as their main home for a minimum of five years.

Standard amenities mean that a property should have:

  • a sink with a satisfactory supply of both hot and cold water within the house;
  • a water closet or waterless closet available for the exclusive use of the occupants of the house and suitably located within the house;
  • a fixed bath or shower and a wash-hand basin, each with a satisfactory supply of both hot and cold water and suitably located within the house;

Grants will also be available to crofting tenants to undertake the work required for their property to meet the tolerable standard. To be eligible, the crofting tenant must:

  • have a repairing obligation in their tenancy agreement;
  • receive a means-tested benefit and have savings under £6,000;
  • have been occupying the property for a minimum of 5 years before the application;

Interest free loans may be available to homeowners and eligible tenants who cannot afford to pay for home repairs and maintenance. This will be limited to applicants who:

  • have a repairing obligation in their tenancy agreement;
  • have been occupying a property which is assessed as below the tolerable standard;
  • have been occupying the property for a minimum of 5 years before the application;
  • receive a means-tested benefit and have savings under £6,000;

We shall invite loan applications as long as there is sufficient funding available in the Private Sector Housing Grant budget to process the applications. A standard security will be placed on the title deeds of the property.

The loan will be repayable on the sale or change of ownership of the property. In exceptional circumstances the applicant’s next of kin can apply for the repayment to be waived or reduced or ask for the standard security to be extended.

To request a grant/loan assessment or speak to a member of the team regarding the availability of a grant or loan, please telephone 01595 741368.